Get your free car insurance quote, compare options, and insure your vehicle with Univista.
We prioritize your unique needs and budget, assisting you in finding high-quality, affordable auto insurance.
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We have partnered with +20 companies to bring you the best insurance at the best price.
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Expert car insurance agents
Our expert agents offer personalized service, helping you discover the best car insurance rates that are perfect for your financial situation.
Your needs first
Got a tight budget? Need to meet the state’s minimum coverage requirements? Searching for full coverage auto insurance? Get an online auto insurance quote, or dial our licensed agents at (305) 995-0032
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Auto Insurance savings
See how much you can save with Univista Insurance.
- Safe Driver Discount
- Proof of prior insurance Discount
- Multi-Policy Discount: buying multiple policies, for example, Car + House, Car + House + Motorcycle, Car + Motorcycle, Car + Boat, etc.
- Paying in advance Discount: buying your policy several days in advance
- Paying in advance: paying your policy in full at the time of purchase
- Electronic payments Discount: allowing the insurance company to debit your monthly payment through a checking account or credit/debit card
- Insuring multiple cars Discount: insuring more than one car on your policy
- Paperless document delivery Discount
- Vehicle safety features Discount
Do I need car insurance? Short answer: Yes
As a driver, you never know when an unexpected situation might arise on the road or in a parking lot. That’s why having auto insurance is not just a legal requirement, but a smart investment in your safety and financial security.
At Univista Insurance, our expert agents can help you choose the right policy that fits your needs and budget, and as a result, give you peace of mind and avoid unnecessary risks.
Protect your investment in your car
Cover expenses resulting from an accident
Shield you during potential legal disputes
Assist you when other drivers involved lack adequate coverage or have no insurance at all
Compensate for damages caused by natural disasters, theft, or defacement
Offer you confidence and tranquility while driving your car or when it is stationary
Why choose Univista for your Auto Insurance needs?
- Competitive pricing: Save up to 40% on your current insurance policy by switching to Univista Insurance. We offer affordable rates without compromising coverage.
- Comprehensive coverage:: We offer coverage for all your insurance needs, including auto, home, business, health, and life. With Univista Insurance, you can conveniently bundle multiple policies to protect what matters most to you.
- Extensive reach:: With over 210 offices and thousands of licensed agents Univista Insurance is readily available to serve you. Our widespread presence ensures accessibility and personalized assistance wherever you are..
- Expert agents:: Our group of certified professionals is devoted to delivering top-notch service. We provide customized strategies to guarantee your peace of mind.
- Cutting-Edge solutions:: Univista Insurance is dedicated to maintaining a competitive edge. We consistently enhance our offerings and prioritize providing exceptional value to our customers. Without doubt, our mobile app is a prime example of our commitment to innovation, granting you seamless access to all the insurance solutions you require, directly on your smartphone.
Join the Univista Insurance family today and experience the benefits of reliable coverage, exceptional service, and competitive pricing. Contact us today to get started and discover why we are the trusted choice for your auto insurance needs.
Types of Auto Insurance coverage
Choosing the appropriate car insurance coverage can secure your financial stability in the event of an accident. Lacking sufficient coverage might leave you personally accountable for expenses related to damages to your vehicle or others’ property, as well as medical costs if injuries occur. Important to realize that opting for the right coverage also offers peace of mind while driving, ensuring you have essential protection during unforeseen incidents.
Personal Injury Protection (PIP)
Personal Injury Protection (PIP) is a vital coverage choice for automobile owners. As per Florida regulations, PIP insurance is mandatory for vehicles with four or more wheels. In case of an accident, PIP coverage offers medical and associated expense reimbursements, minimizing the necessity for legal action.
Bodily Injury Liability Coverage
Bodily Injury Liability Coverage safeguards you from legal disputes stemming from injuries inflicted on others in a car accident. BI coverage handles the injured party’s medical bills, lost income, and pain and suffering.
Property Damage Liability Insurance
Property Damage Liability Insurance is indispensable for shielding you from legal battles resulting from damaging another person’s property while driving, such as buildings, fences, telephone poles, and other vehicles. Simultaneously, this coverage applies even if you are not driving your own car.
Comprehensive and Collision Insurance
Comprehensive and Collision Insurance coverages protect your automobile from various types of damage. Collision coverage ensures your car’s safety in the event of an impact on another vehicle or object, while comprehensive coverage handles losses from other sources, like theft, vandalism, or natural catastrophes.
How to get the cheapest Auto Insurance quote?
Our licensed agents are dedicated to find the best rate for insurance quotes. Call us at (305)260-6267 or use our online quote tool to compare prices. Don’t sacrifice quality for cost, get the best of both worlds with Univista Insurance.
Additional resources related to car insurance
Affordable car insurance
Explore affordable options without sacrificing essential coverage. Every driver’s budget-friendly solution.
Full coverage car insurance
Comprehensive protection, including collision, liability, even more. Peace of mind on every journey.
Coverage and limits
Basically, understand the specifics of your policy. Know what’s included and select limits that align with your needs.
Auto Insurance FAQs
When determining the average car insurance cost, several factors come into play. These factors include driving history, vehicle model, and location. At Univista Insurance, we believe in empowering our customers with knowledge and tools to make informed decisions.
Our online quote comparison tool lets you quickly compare car insurance quotes from multiple carriers. This way, you can explore different coverage options and find the policy that suits your needs and budget. With Univista Insurance, you have the convenience and flexibility to make well-informed choices for your car insurance coverage.
When you’re looking for a car insurance quote, there are a few things you’ll need to gather ahead of time. Here’s what you’ll need:
Household Members and Other Drivers: We will need to know the insured(s) of the vehicle(s). Please obtain the name, date of birth, license number, and other required information for each driver and the name and date of birth of all household members.
Auto: Year, make, model & vehicle identification number of the vehicle(s) that will be insured.
Insurance: Information of most recent insurer (if applicable).
Yes, Univista Insurance offers the option of buying an auto insurance policy online. Our online platform allows you to obtain a quote and purchase your policy from the comfort of your home. However, you can always contact one of our licensed agents at (305) 995-0032, who will be happy to assist you in finding the best coverage for your needs.
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